Origin
Origin is your personal AI financial advisor.
Origin is a financial platform founded in 2018, based in Boston, with 51–200 employees. It combines tracking of spending, investments, and net worth with AI-powered budgeting, investing, and financial forecasting; it is available on the web, iOS, Android, and as a desktop app. Individuals can connect their accounts and ask the AI advisor questions about their finances. Employers can offer Origin as a financial wellness benefit, with access to financial professionals and tools for taxes and employee equity.
Security & Compliance
Security and privacy are top priorities.
Security Features
Certifications
- ISO 27001
- SOC 2
- SOC 2 Type II
Data & Hosting
Data residency
US
Hosting
Login credentials are not shared with Origin; read-only access tokens via Plaid, MX, and Mastercard; strong internal access controls; privacy-focused practices.
Retention & deletion
Account connections and associated data remain stored while a subscription is active. If auto-renewal is turned off, Origin may remove connected data after 45 days without a login. If the subscription expires and no other subscription is active, account connections and associated data are automatically removed after ten days.
Public information regarding GDPR, DPA, ISO 27001, SOC 2, or HIPAA: Available upon request.
Feature Scope
- Unified employee financial wellness platform: budgeting, spending tracking, subscription management, forecasting, investing, equity comp, retirement, and taxes in one app; AI-powered insights and planning.
- Human guidance: employees are matched with a financial expert in their region; 1:1 planner meetings via video or in‑app chat.
- Account aggregation and visibility: connect bank, credit, loans, retirement, and brokerage accounts; real-time spending categorization; CSV import; advanced spending rules; recurring subscription calendar and quick-cancel links.
- Couples/partner mode: add a partner at no extra cost, toggle individual/partner/combined views, shared budgets.
- Global readiness: built for teams in 70+ countries and 80+ languages with localized experiences and culturally relevant guidance; coverage noted up to 75+ countries in some materials.
- Security and privacy: bank-level security; encrypted API-based connections; credentials not shared; read-only access tokens via trusted providers (Plaid, MX, Mastercard); encryption in transit (TLS) and at rest (e.g., AES-256); multi-factor authentication (MFA); strong internal access controls; transparent privacy practices.
- Measurable impact: reported ROI up to $2.39 per $1 invested; 42% increase in 401(k) contributions; reduced backfill costs.
- Delivery and access: mobile apps (iOS/Android) and desktop app (Mac), suitable for employees without dedicated desktops (e.g., frontline, shift workers).
- Targeted experiences by industry: Technology (equity, 401(k)), Professional Services (taxes, investments, planning), Healthcare (tools for shift workers), Industrial & Manufacturing (accessible, planner-guided support), Global Workforces (local tax/equity/planners).
Pricing hints: Flexible pricing that scales with team size; positioned with proven ROI (up to $2.39 returned per $1 invested). Demo-based sales motion.
Security hints: Bank-level security; encrypted API-based connections to financial institutions; credentials never shared; read-only tokens via Plaid, MX, and Mastercard; encryption in transit (TLS) and at rest (AES-256 referenced generically); MFA supported; internal access controls; privacy-forward practices.
Compliance hints: Investment advisory services offered by Origin Investment Advisory LLC, an SEC-registered RIA. Cash sweep accounts hold balances at program banks with FDIC insurance up to applicable limits via custodian DriveWealth LLC.
Implementation hints: Dedicated customer success team supports onboarding, rollout, and engagement campaigns to drive adoption.
Support hints: For employers: dedicated success team. For employees: access to financial planners via video call and in-app chat; Help Center available.
Integration hints: Financial data aggregation via Plaid, MX, and Mastercard. CSV transaction imports supported.
Features at a Glance
Mobile
- iOS/Android app
- Responsive UI
Security & IT
- MFA
- Audit logs
Compliance
- GDPR
- SOC 2
Data & API
- Data export
Pricing Model
On request
Flexible pricing that scales with team size; demo-based sales process. The provider reports a return of up to $2.39 for every dollar invested. Specific per-employee prices or tiers: on request.
Implementation
Onboarding and engagement support for employers; technical setup details and timelines: Upon request.
Support
Email · In-app chat · Video sessions with financial planners · Help Center
Time zones: Global coverage with localized planners and user experiences in over 70 countries; support hours: Upon request.
Employers are assigned a dedicated Success Team; employees can reach financial planners via video and in-app chat.
Integrations
Plaid
OtherFinancial data aggregation; read-only access tokens; encrypted API-based connections.
MX
OtherFinancial data aggregation; read-only access tokens; encrypted API-based connections.
Mastercard (open banking connectivity)
OtherFinancial data aggregation/open banking; read-only access tokens; encrypted API-based connections.
CSV transaction import
OtherManual data import option for transactions.
DriveWealth LLC (custodian)
OtherBrokerage/custody for investment accounts; supports cash sweep with FDIC-insured program banks.