Belonio
All employee benefits in one app. As personalized as each employee.
Belonio is a German benefits platform that enables companies to digitally manage and distribute tax-optimized employee benefits. The solution bundles digital vouchers, a prepaid benefit card (Belonio Card), and digital meal vouchers into a single app and integrates with common HR and payroll systems (e.g., Personio). Companies can offer multiple benefit modules simultaneously, have receipts verified, and efficiently manage processes through automation and interfaces.
Security & Compliance
Security and privacy are top priorities.
Security Features
Certifications
- ISO 27001
Data & Hosting
Data residency
EU (German provider; content and subprocessors located in the EU wherever possible, according to the privacy policy page)
Hosting
SSL/TLS via HTTPS, as stated in the Privacy Policy. A licensed payment service provider is used for payment processing/Belonio Card (in compliance with Section 2 of the German Payment Services Act (ZAG)).
Retention & deletion
At the customer's request or when processing ends, Belonio returns the data processed on the customer's behalf in a machine-readable format or deletes it, as the customer chooses. If the customer provides no instruction within 30 days after the main contract ends, Belonio is entitled to delete the data. Statutory retention obligations and the retention of documentation demonstrating proper data processing are taken into account.
Feature Scope
Belonio is a benefits platform with a central dashboard for managing employees, budgets and existing benefit offerings. The employee app supports paperless use and receipt management and can display the company logo. Communication templates and reporting support administration and employer branding.
- Non-cash benefits of up to €50 tax-free per month (€600 per year) via digital vouchers or the optional Belonio Card
- JobLunch meal vouchers and meal allowances with receipt photo verification; example allowance: €103.50 per month (€1,242 per year)
- Jobticket and Deutschlandticket, internet allowance of up to €50 per month (€600 per year), health and mobility benefits, and childcare allowance
The Belonio Card is a regional Mastercard tied to a ZIP code area, with up to approximately 21,000 acceptance points per region. It supports Apple Pay and Google Pay, credit accumulation and company branding; a physical card is optional. Payment services are provided by a licensed provider. The card is described as compliant with § 8 EStG and § 2 ZAG. JobLunch can be redeemed at restaurants, supermarkets and delivery services. External partner cards such as Edenred Ticket Plus City are also supported.
Pricing is per active employee per month, plus one-time fees. Examples are €1.70 per month for non-cash benefits, €4.90 for meal allowance and prices starting at €2.80 for a combination of up to 11 modules. The one-time fees are €149 for setup and €2.40 per employee. The Belonio Card requires at least 11 employees and carries an additional card fee; digital vouchers are available from one employee. Billing is monthly in EUR.
- Implementation follows four steps: consultation and selection, guided onboarding, optional HR or payroll integration, and employee invitations at go-live. A free 15-minute consultation is available.
- Payroll exports include CSV and DATEV. Customer references mention integration into existing structures and direct posting of non-cash benefits from SAP.
- Free security audits take place quarterly. An AVV/DPA is linked in the footer; third-party content is loaded only after opt-in.
- Support is available through the Help Center, chatbot Bea, live chat, tickets, email and phone. Responses are usually provided within 48 hours, including to employees. Service hours are generally Monday–Thursday, 9 AM–5 PM, and Friday, 9 AM–3 PM CET.
Features at a Glance
Benefits
- Benefits enrollment
Core HR
- Employee self-service
- Employee records
- Roles & permissions
Analytics
- Dashboards
Data & API
- Data export
Mobile
- Responsive UI
Payroll
- Benefits/deductions
Security & IT
- Data residency region
- Audit logs
- MFA
- RBAC
Compliance
- GDPR
- DPA available
Administration
- Audit trail
Pricing Model
Per employee
Billing is monthly and applies only to active employees. Specific module prices vary depending on the configuration.
Implementation
No specific timeframe is provided; based on past experience, rapid implementation is realistic (ranging from a few days to a few weeks, depending on the scope).
Support
Email · Phone · Live Chat · Help Center/Knowledge Base
SLA: Responses are generally provided within 48 hours, including to employees.
Contact us via info@belonio.de and our service hotline; Help Center with step-by-step instructions.
Integrations
DATEV (Export)
PayrollCSV/DATEV Export to Payroll Accounting
CSV Export
OtherData Export for Payroll Accounting/Payroll Processing
Apple Pay
OtherSupported by the Belonio Card (virtual card compatible)
Google Pay
OtherSupported by the Belonio Card (virtual card compatible)
DATEV
PayrollExport/Integration for Payroll Accounting (CSV/DATEV).
SAP HCM
HRISCustomer reference; mentions use/integration with SAP.
Edenred Ticket Plus City
OtherSupport for external cards/partners, as described in the Help section.
OpenStreetMap
OtherWebsite embeds only after opt-in; marketing/content embeds, no product integration.
TrustIndex
OtherWebsite Review Widget; embedding only after opt-in; no product integration.
SAP (Kundenreferenz)
PayrollMentioned: Using/Booking the Non-Cash Benefit Directly from SAP
YouTube
OtherWebsite embeds only after opt-in; marketing/content embeds, no product integration.
Website embeds only after opt-in; marketing/content embeds, no product integration.
SAP
PayrollSpecifically mentioned: Posting/use of non-cash compensation directly from/to SAP; integration into existing structures.
Google Maps
OtherWebsite embeds only after opt-in; marketing/content embeds, no product integration.
Mapbox
OtherWebsite embeds only after opt-in; marketing/content embeds, no product integration.
Mastercard (Belonio Card)
OtherRegional Mastercard; up to approximately 21,000 acceptance locations per region
