givve Hub

givve Hub

givvegivve — Innovative benefits and payment solutions.

givve develops digital financial and card solutions for businesses and government agencies, including employee benefits such as non-cash benefits and meal allowances, as well as payment cards for public-sector benefit recipients. Its prepaid cards enable funds to be provided for designated purposes; customers can order cards and manage top-ups in the givve Hub. Based in Munich, the company was founded in 2010 and has been part of the European Upcoop Group since 2018. LinkedIn lists givve as having 51–200 employees.

Compensation & Benefitssaas

Use Case

A central hub for managing employee benefits and payment solutions in businesses and public institutions. Employers can organize non-cash benefits, meal allowances, payment cards, and other benefits in one place; manage top-up orders and recurring top-ups; order cards; set up user levels; and integrate processes into existing workflows. The goal is to reduce administrative effort and costs, enable a quick and secure rollout without a contractual commitment, and allow for the flexible combination of various benefits to meet different employee needs. For the public sector, the hub enables easy management and the transfer of cards between government agencies without the need to exchange physical cards. Sources: https://givve.com/de/givve-card/einfach-verwalten

Target Audience

HR, payroll, and finance administrators at companies of all sizes in Germany who want to manage employee benefits digitally and efficiently; public institutions/agencies (e.g., city marketing, beneficiary administration) that require centralized card and benefits administration. Sources: https://givve.com/de/givve-card/einfach-verwalten

Source URLs

  • https://givve.com/de/ueber-uns/we-are-givve
  • https://givve.com/de/digitale-essensmarken?utm_source=openai
  • https://givve.com/de/givve-card/firmenkunden
  • https://givve.com/de/?utm_source=openai
  • https://givve.com/de/givve-partnerprogramm?utm_source=openai
  • https://givve.com/de/sca?utm_source=openai
  • https://givve.com/de/givve-card/sachbezug/firmenkunden
  • https://givve.com/de/mitarbeitergeschenke/firmengeschenkgutschein?utm_source=openai
  • https://givve.com/de/zahlungskarte?utm_source=openai
  • https://givve.com/de/givve-card/essenszuschuss/firmenkunden
  • https://givve.com/de/givve-card/gutschein/firmenkunden
  • https://givve.com/?utm_source=openai
  • https://givve.com/de/givve-card/einfach-verwalten
  • https://www.vrsta-zugspitze.de/firmenkunden/vorsorge-und-mitarbeiterbindung/produkte/givve-card-sachbezugskarte.html?utm_source=openai
  • https://www.handelsblatt.com/adv/presseportal/givve-bezahlkarte-fuer-asylsuchende-sichert-teilhabe-am-modernen-zahlungsverkehr-fuer-alle/29701750.html?utm_source=openai

regional_configuration

Region per map: 2-digit ZIP code area + adjacent 2-digit ZIP code areas.

deployment

SaaS portal with an optional employee app and prepaid Mastercard

products_modules

  • givve Card (Sachbezug)
  • givve Card Essenszuschuss (digitale Essensmarken)
  • Gutscheine/Prämien (Bonusprogramme)
  • Bezahlkarte für Leistungsempfänger (öffentlicher Sektor)
  • Stadtmarketing-Lösungen

rollover

Unused grants do not expire and can be carried over to the following month.

unique_selling_points

  • Rechtssichere Dokumentation für steuerliche Anerkennung (EStG/SvEV/BMF)
  • Breites Mastercard-Akzeptanznetz; regional steuerbare Nutzung
  • Flexibel ab 1 Mitarbeiter, keine Mindestlaufzeit, schnelle Bereitstellung
  • Integration in HR-/Payroll-Prozesse (API/Datenexport)

funding

Employers provide an advance via a prepaid top-up; employees pay directly with their card (no upfront payment, no receipts).

organization

Group: Groupe Up (seit 2018 Teil der Gruppe)

Customers: ca. 30.000

Users: ca. 600.000 Kartennutzer

employer_branding

The benefit card can be customized with the company's branding.

memberships

  • PVD
  • BVMW
  • Bitkom

restrictions

No subsidy if a meal allowance is also received (no double benefit, e.g., on business trips).

awards_certifications_external

  • EcoVadis Silber 2024
  • Kununu Top Company
  • Deutscher B2B Award Kundenzufriedenheit
  • Arbeitgeber der Zukunft
  • Klimapatenschaft-Siegel

languages

  • DE
  • EN

regions_languages

  • DE, AT; Sprachen: DE/EN (implizit)

geographic_focus

Germany (tax treatment in accordance with German tax law).

limitations_or_unknowns

  • Keine veröffentlichten Preisdetails
  • Keine bestätigten Angaben zu SSO/MFA/ISO27001/SOC2/PCI-DSS auf den referenzierten Seiten
  • Keine offiziellen SLA-/Supportzeiten-Angaben

combination_with_other_benefits

Can be combined with tax-free benefits in kind, employee gifts, and more.

sources

  • https://givve.com/de/ueber-uns/we-are-givve
  • https://givve.com/de/digitale-essensmarken

apps_and_portals

  • givve Hub (Administration)
  • givve Card App (SCA-Freigaben für Online-Zahlungen)

regulatory_notes

Recommendation regarding information requests to the tax office; PSD2/SCA, referred to as BaFin-compliant.

known_gaps

  • Keine öffentlichen Angaben zu API/Webhooks
  • Keine veröffentlichten Sicherheitszertifizierungen (ISO/SOC) gefunden
  • Keine Details zu SSO/SCIM/RBAC/Audit-Logs