Expensify
The easiest way to do your expenses
Expensify is an all-in-one spend management platform offering AI-powered expense reporting, travel booking, reimbursements, corporate cards, bill pay, invoicing, budgeting, and financial reporting with 45+ integrations to leading accounting, ERP, payroll, and travel systems.
Security & Compliance
Security and privacy are top priorities.
Security Features
Certifications
- ISO 27001
- SOC 2
Data & Hosting
Data residency
US
Retention & deletion
After use of the service ends or is cancelled, Expensify deletes or destroys personal data as soon as practicable, unless legal obligations require otherwise. Data licensed to a corporate customer is retained for as long as needed to serve that customer; legal obligations, disputes and enforcement of agreements may require further retention.
Expensify complies with the GDPR and conducts annual SOC 1/2 Type 2 audits; PCI-DSS compliance is ensured. A Data Processing Agreement (DPA) is available upon request.
Feature Scope
- Automated expense reports: receipt scanning, automatic categorization, approvals, reimbursements, and policy enforcement. • Card spend management: Smart Limits on cards, bring-your-own-card (import existing corporate cards), Expensify Visa Commercial Card with cash back on US purchases. • Real-time spend visibility: custom financial and trend reporting, budget monitoring. • Travel: centralized booking for flights, hotels, rental cars, and rail within Expensify. • Invoicing & payments: create/send invoices, collect payments, contextual chat on each file; bill pay. • Accounting integrations: native sync with QuickBooks, NetSuite, Xero, Sage Intacct, and more. • Mobile-first: track expenses, reimburse employees/contractors, manage cards, book travel, and chat in one app. • Security (inferred/common for product): SSO/SAML support, MFA, data encryption at rest/in transit, role-based permissions. • Compliance (inferred/common for product): GDPR/DSGVO alignment, SOC 2/ISO claims where applicable.
Pricing hints: No concrete prices on the spend management page. Expensify typically offers tiered, per-user pricing with optional card-driven discounts (Expensify Card can earn cash back and reduce the Expensify bill).
Security hints: Page does not list specifics.
Implementation hints: The product emphasizes quick start via mobile/web app, importing cards, connecting accounting systems, and automated workflows.
Support hints: The site references Support, ExpensifyHelp, and Community resources. No SLAs or live channel specifics on this page.
Integration hints: Native integrations with QuickBooks, NetSuite, Xero, Sage Intacct; ability to import existing corporate cards; travel booking within Expensify.
Receipt capture and automation: SmartScan OCR extracts merchant, date, amount, and currency; supports paper and digital receipts; forward to receipts@expensify.com or text 47777; works offline; realtime processing; duplicate detection; 150+ currencies; supports multiple receipt languages; auto-categorization based on policies and past behavior; automatic report filing; auto-matching scanned receipts to linked cards (including Expensify Card and BYOC). Policy and controls: Create rules to flag prohibited expenses (adult entertainment, alcohol, gambling, hotel incidentals, tobacco). Reimbursements: Next-day ACH reimbursement once approved. Cards and spend: Expensify Card, BYOC with 10k+ banks, spend controls, budgets, approvals. Integrations: 45+ integrations including QuickBooks, NetSuite, Sage Intacct, Xero, Workday, Gusto, Uber, Lyft, TriNet (HR). Developer/API: Expensify Integration Server API for exporting reports, reconciliation, creating reports/expenses, policy management, tag approvers, and more; authenticated via partnerUserID/partnerUserSecret; rate limits enforced; supports SFTP/email actions on export.
Pricing hints: Free for individuals. Business plans start at $5 per member; free 30-day trial available. Expensify Card cash back can offset costs.
Security hints: Claims bank-level security; encrypted, authenticated API connections for integrations; PCI and SOC 1 compliance mentioned for enterprise-grade protection. Expensify Visa Commercial Card issued by The Bancorp Bank, N.A.; money transmission by Expensify Payments LLC (NMLS ID 2017010).
Compliance hints: Mentions PCI and SOC 1 compliance. Money transmission licensing noted (NMLS ID: 2017010).
Implementation hints: Ready to use in seconds—sign up with email or phone and start scanning immediately; expense creation and submission are automated. TriNet (HR) integration setup is a few clicks; approvals and user provisioning sync automatically. Reimbursements can be next-day via ACH. No detailed migration timelines provided.
Support hints: Support resources include ExpensifyHelp (Help Center) and Community; site references Support. Case study snippets highlight 24/7 support.
Integration hints: 45+ prebuilt integrations including QuickBooks, NetSuite, Sage Intacct, Xero, Workday, Gusto, Uber, Lyft, TriNet; BYOC supports 10k+ banks globally. Public Integration Server API supports exports, reconciliation, creating reports/expenses, policy updates, SFTP/email actions.
- Corporate charge card with no interest and no fees; settle daily or monthly from your linked business bank account
- Up to 2% cash back on US spend (1% standard; 2% at $250k+/month across cards; US purchases on US cards)
- Smart Limits and custom workspace rules for proactive controls; Rogue Agent Detection for fraud/compliance monitoring
- Unlimited virtual cards (instant issuance for employees, vendors, or projects)
- Immediate transaction sync with the Expensify app; real-time card feed that auto-merges with receipt images
- IRS-compliant eReceipts for most purchases; built-in tax compliance support
- Ability for cardholders to suspend/freeze cards instantly; Expensify manages dispute handling on fraudulent charges; automated suspicious activity alerts
- Save 50% on your Expensify software bill when the card is used for at least half of organization purchases (US)
- Accountant program: ExpensifyApproved! accountants earn 0.5% revenue share on client card spend (US)
- Issued by The Bancorp Bank, N.A.; usable at most merchants where Visa is accepted
- Security: PCI-DSS compliant; data encrypted in transit (HTTPS+TLS) and at rest; dual-control key management; daily McAfee scanning; annual third‑party penetration tests; SOC 1 Type 2 and SOC 2 Type 2 audits; employee background checks and ongoing security/privacy training
- Privacy/Compliance: GDPR commitment; vendor DPAs in place; tools for data export and account closure
- Integrations: 45+ connectors including QuickBooks, NetSuite, Sage Intacct, Xero, Workday, Gusto, Uber, Lyft; BYOC support for 10k+ global banks; enterprise Integration Server (Import/Export API); Whitelabel and Web Services APIs; common SSO framework for integrations
Pricing hints: Card: No fees, no interest, no commitment; cancel anytime. Cash back: 1% base; 2% if $250k+/month across cards (US purchases on US cards). Save 50% on Expensify bill with sufficient card usage. Platform plans (USD): Collect $5 per unique member/month; Control $9 per active member/month with Annual Subscription + 50%+ US card spend, $18 without Card, or $36 pay‑per‑use. Localized pricing available in GBP/EUR/AUD/NZD. Sources: https://use.expensify.com/company-credit-card, https://help.expensify.com/articles/new-expensify/billing-and-subscriptions/Billing-Overview.html
Security hints: PCI-DSS compliant; HTTPS+TLS for all web connections; encryption in transit and at rest; dual-control key management; daily McAfee SECURE scanning; annual third‑party penetration tests; SOC 1 Type 2 and SOC 2 Type 2 audits; employee background checks and security/privacy training. Card security: instant card suspend, fraud dispute handling, transaction monitoring, suspicious activity alerts, Rogue Agent Detection. Sources: https://use.expensify.com/company-credit-card, https://help.expensify.com/articles/new-expensify/settings/Encryption-and-Data-Security
Compliance hints: GDPR commitment, SOC 1 Type 2 and SOC 2 Type 2, PCI-DSS, vendor DPAs, IRS-compliant eReceipts for most purchases. Sources: https://help.expensify.com/articles/new-expensify/settings/Encryption-and-Data-Security, https://use.expensify.com/company-credit-card
Implementation hints: Get started in minutes. Virtual card available immediately upon approval; physical card arrives in a few days. Choose daily or monthly settlement; employees can only spend what’s in the linked business bank account. Eligibility: registered US business with a US business bank account. Sources: https://use.expensify.com/company-credit-card
Support hints: Help Center (ExpensifyHelp), in‑app Concierge chat/AI, community resources. Sources: https://use.expensify.com/company-credit-card, https://www.expensify.com/
Integration hints: 45+ native integrations (QuickBooks, NetSuite, Sage Intacct, Xero, Workday, Gusto, Uber, Lyft, etc.); BYOC with 10k+ global banks for card feeds; Enterprise Integration Server (Import/Export API); Whitelabel and Web Services APIs; common SSO framework for integrations. Sources: https://www.expensify.com/, https://www.expensify.com/api.html
Features at a Glance
Analytics
- Dashboards
- Custom reports
Mobile
- iOS/Android app
- Responsive UI
Security & IT
- SSO/SAML
- MFA
- RBAC
- SCIM
- Data residency region
Data & API
- Data export
- API
Integrations
- Okta integration
- Azure AD integration
Administration
- Custom fields
Core HR
- Roles & permissions
Compliance
- GDPR
- SOC 2
- DPA available
Pricing Model
Per user
Localized billing in USD, GBP, EUR, AUD and NZD. Control (US) offers discounted pricing when the Expensify Card is used; cash back of up to 2% can partially offset the bill. Billing: Collect charges for all unique members; Control charges for active members (including actions by Copilots/Concierge).
Implementation
Support
Chat (Concierge 24/7 in-app) · Email (concierge@expensify.com; payments support) · Phone · Video
SLA: For accounting partners in the ExpensifyApproved! program and their clients, Expensify states a response time of under two minutes for Concierge chat.
Concierge/in-app chat with responses within minutes; no published enterprise SLA on the pages listed.
Integrations
QuickBooks
OtherAccounting/ERP native sync
NetSuite
OtherAccounting/ERP native sync
Xero
OtherAccounting/ERP native sync
Sage Intacct
OtherAccounting/ERP native sync
Corporate card feeds (various issuers)
OtherBring-your-own-card import and reconciliation; issuers and feed types vary
Expensify Visa Commercial Card
OtherNative corporate card with Smart Limits and cash back on US purchases
QuickBooks Online
OtherAccounting; two-way sync
Uber
OtherRideshare/travel expense feed
Lyft
OtherRideshare/travel expense feed
BYOC (10k+ global banks)
OtherBank and card feeds for reconciliation
Public API
APIConnect to third-party and internal systems
Custom export formats
OtherE.g., ADP payroll; CSV/flat-file exports
Bill.com
OtherExport expense/bill data to Bill.com for reimbursement automation
Workday (via API)
HRISExample internal system integration via Expensify API
Venmo
OtherThird-party payments can be tracked in Expensify
PayPal
OtherThird-party payments can be tracked in Expensify
Integration Server (Enterprise Import/Export API)
APIProvisioning, user updates, and data import/export for enterprise customers.
Whitelabel API
APIEmbedding a skinnable Expensify UI via an iframe.
Web Services API
APIServer-side push/pull of data (backend integrations).
Common SSO authentication framework
SSOShared authentication framework for integrations.
The Bancorp Bank, N.A. (Card Issuer)
OtherThe Expensify Visa Commercial Card is issued by The Bancorp Bank, N.A., a member of the FDIC.
Zenefits
HRISHR Integration
Expensify Integration Server API
APIExport reports, reconciliation, create reports/expenses, policy management, tag approvers; partnerUserID/partnerUserSecret authentication; rate limits enforced
SFTP (export action)
OtherAutomated export actions via SFTP
Email (export action)
OtherAutomated export actions via email
BYOC (Bring Your Own Card) 10k+ banks
OtherBank/card connections for receipt-to-transaction matching
Oracle NetSuite
OtherAccounting/ERP sync
Workday
HRISListed among integrations
Gusto
PayrollListed among integrations
ADP
PayrollPayroll export via Custom Export Format (Control plan). Employee list import via CSV.
Bank and card connections (10,000+)
OtherBring Your Own Cards; auto-import transactions; global bank support
Expensify Travel
OtherNative travel booking with policy controls and automatic expense capture
Expensify API
APIPublic API available
CSV Import/Export
OtherSupported for various workflows
TriNet
OtherIntegration referenced on site; SOC 1 note appears on integration page
Expensify Integration Server/API
APIExport data (CSV/XLSX/PDF/JSON/XML), reconcile card feeds, create reports/expenses, manage policies/tags
SFTP
OtherSupported for export automation workflows
BYOC (Bring Your Own Card/Bank Feed)
OtherSupport for card/bank feeds from 10k+ global banks.
Enterprise Integration Server
APIImport/Export API for enterprise data integrations.
