Degura Pension
Degura — The leading benefits platform for smart HR
Degura is a Berlin-based provider of a cloud-first benefits platform (“Pension Cloud”) that digitizes and manages German corporate benefits, including occupational pension (bAV), health insurance (bKV), and disability insurance (bBU). The all-in-one solution offers employee advising via app, automated contract administration, direct handling with insurers, and integrations with common HRIS. The platform is DSGVO-compliant with servers located in Germany/EU.
Security & Compliance
Security and privacy are top priorities.
Security Features
Certifications
- ISO 27001
Data & Hosting
Data residency
Germany/EU
Retention & deletion
Personal data is retained until the purpose of processing no longer applies, unless a more specific retention period applies. Following a justified deletion request or withdrawal of consent, the data is deleted unless other legally permissible grounds for storage or retention and documentation obligations apply.
Emphasis is placed on legally compliant processes and audit-proof documentation; support for employee participation and transparency toward the works council.
More on our subprocessorsFeature Scope
Pension Cloud: a central platform for the complete digital management of occupational pension plans (including occupational health and disability insurance within the same infrastructure). Employee app (“Pension Guide”) providing an overview of policies, digital change notifications, personalized quotes, and online consulting. Tailored, multilingual consulting for all employees; personalized quotes for each employee based on income, risk tolerance, and career planning. Transparent communication of terms and conditions (pros and cons). Existing contract management, including digitization and integration of existing contracts. Automated administration with onboarding/offboarding, HRMS sync, and direct processing with insurers. Template for pension plan regulations. Calculator for estimating occupational pension costs and benefits. Integrations: HRIS/HRMS sync (including Personio, Workday, SAP SuccessFactors, BambooHR, HiBob, Factorial, HRworks, Kenjo, Oracle, Rippling, PayFit, Deel, Zoho People, Sage, Planday, Sesame HR, Breathe HR, PeopleHR, AlexisHR, HeavenHR, Remote, Catallyst One, Hailey, Charlie, Sapling), Directory/SSO ecosystems (Google Workspace, Microsoft Entra ID/Azure AD, Okta), Payroll/Finance: DATEV integration. Security & Data Protection: Cloud-first architecture with servers located in Germany/EU, 100% GDPR-compliant, audit-proof documentation, highest EU data protection standards, maximum transparency and control. Compliance: GDPR-compliant processes, legally compliant management for new and existing contracts, support for employee participation/transparency vis-à-vis the works council. Languages: Platform/consulting in multiple languages, website in DE/EN. Country focus: Germany (company pension-specific legal framework). Data residency: Germany or EU.
Pricing hints: Model: monthly SaaS fee + transaction/contract-based fees. Pension Cloud: €99 per month (<100 employees). Management of third-party contracts: €4.90 per contract/month (incl. back office). Digitization of existing contracts: €29 one-time fee per contract. Management of Degura contracts: €0. Note: “No SaaS costs in the first year” (promotion/offer according to the terms and conditions page). Currency: EUR. Source: degura.de/konditionen
Security hints: Cloud-first, server location Germany/EU; 100% GDPR-compliant; audit-proof documentation; “highest EU data protection standards.” Integrations with Google Workspace, Entra ID/Azure AD, and Okta suggest SSO/directory sync; Sources: degura.de, /company-pension-plans
Compliance hints: Explicit: GDPR-compliant, legally compliant processes, audit-proof documentation. Sources: degura.de, /company-pension-plans
Implementation hints: Onboarding in short steps: 1) Initial consultation and program definition with a Solution Consultant; 2) HR team onboarding and communication coordination; 3) HRMS sync, employee outreach and consultation; 4) Go-live: Pension Cloud runs automatically. “Ready in minutes” as a cloud solution; integration with common HRIS (e.g., Personio) and automated synchronization. Sources: degura.de, /company-pension-plans
Support hints: Dedicated contact person/Solution Consultant, digital and multilingual employee support, online consultation appointments; contact via email (info@degura.de). Sources: degura.de, /terms-and-conditions, /company-pension-plans
Integration hints: HR/HRIS: Personio, Workday, SAP SuccessFactors, BambooHR, HiBob, Factorial, HRworks, Kenjo, Oracle, Rippling, PayFit, Deel, Zoho People, Sage, Planday, Sesame HR, Breathe HR, PeopleHR, AlexisHR, HeavenHR, Remote, Catallyst One, Hailey, Charlie, Sapling. Directory/SSO: Google Workspace, Microsoft Entra ID/Azure AD, Okta. Payroll/Finance: DATEV. Additional insurer integrations (direct processing with insurers). Sources: degura.de
All-in-one Pension Cloud for occupational pension/health/accident insurance, including digital employee counseling, automated contract management, and direct processing with insurers; HR dashboard and app for employees; ready to go immediately (“in minutes” after approval); Sync with HRMS; 100% compliance and GDPR-compliant, audit-proof documentation; server location in Germany/EU; DATEV integration; free choice of insurers and pension products; digital calculators for occupational pension and health insurance; personal contact person and online consultation appointments; multilingual consulting. Integrations: broad HRIS and identity landscape including Personio, BambooHR, Workday, SAP SuccessFactors, HiBob, Kenjo, Rippling, PayFit, Deel, Remote, Oracle, Sage, Zoho People, HR Works, Factorial, Google Workspace, Microsoft Entra ID/Azure AD, Okta, and others; additional benefits/partners such as bonrepublic, Become1, BenefitsMe; DATEV integration. Security/Privacy: GDPR-compliant, EU servers, high data protection standards.
Pricing hints: Pricing model in EUR: No SaaS costs in the first year; thereafter Pension Cloud €99/month (<100 employees); management of third-party contracts €4.90/month per contract (incl. back office); digitization of existing contracts €29 one-time fee per existing contract; Management of Degura contracts: €0. Calculators for occupational pension/health insurance available; protection costs upon request.
Security hints: Cloud-first architecture; server location: Germany/EU; 100% GDPR-compliant; audit-proof documentation. Integration logos (Okta, Azure AD/Entra ID, Google Workspace) suggest SSO/IDP connectivity.
Compliance hints: GDPR-compliant, highest EU data protection standards, legally compliant processes including audit-proof documentation. Degura is registered as an insurance broker pursuant to §34d GewO (Initial Customer Information).
Implementation hints: Quick start: Pension Cloud ready for use in minutes after approval; cloud solution with integration into common HRIS (e.g., Personio, etc.); automated onboarding/offboarding; migration/transfer of existing contracts including digitization (€29 per contract) and management of external contracts possible.
Support hints: Dedicated contact person; online consultation appointments; multilingual support; contact via email (info@degura.de) and demo calls. References highlight good accessibility during the setup process.
Integration hints: HR/ID/Payroll ecosystem: Personio, BambooHR, Workday, SAP SuccessFactors, HiBob, Kenjo, Rippling, PayFit, Deel, Remote, Oracle, Sage, Zoho People, HR Works, Factorial, Cezanne HR, Sesame HR, AlexisHR, PeopleHR, Google Workspace, Microsoft Entra ID/Azure AD, Okta; Benefits/partners such as bonrepublic, Become1, BenefitsMe; DATEV integration. Additional systems available upon request.
Features at a Glance
Core HR
- Workflows
- Employee self-service
- Document management
Administration
- Audit trail
Security & IT
- SSO/SAML
- Data residency region
- Audit logs
- MFA
Integrations
- Okta integration
- Azure AD integration
Mobile
- Responsive UI
- iOS/Android app
Benefits
- Benefits enrollment
Data & API
- Data export
- API
Compliance
- GDPR
Analytics
- Dashboards
Pricing Model
Usage-based
A combination of a monthly SaaS fee and transaction- or contract-based fees. Promotion: “No SaaS costs in the first year,” according to the pricing page. For more than 100 employees and individually designed programs, a custom quote is generally provided.
Implementation
Integration with popular HRIS systems (e.g., Personio, Workday, SAP SuccessFactors) and automatic synchronization. Onboarding and offboarding automation.
Support
Email · Phone · Online Counseling/Video Calls
Time zones: - CET/CEST (Germany/EU business hours)
Personal Contact Person/Solution Consultant; multilingual employee counseling.
Integrations
Personio
HRISHRIS/HRMS Sync
Workday
HRISHRIS/HRMS Sync
SAP SuccessFactors
HRISHRIS/HRMS Sync
BambooHR
HRISHRIS/HRMS Sync
HiBob
HRISHRIS/HRMS Sync
Factorial
HRISHRIS/HRMS Sync
HRworks
HRISHRIS/HRMS Sync
Kenjo
HRISHRIS/HRMS Sync
Oracle (HCM)
HRISHRIS/HRMS Sync
Rippling
HRISHRIS/HRMS Sync
PayFit
HRISHRIS/HRMS-Sync (Payroll/HR)
Deel
HRISEOR/HR Platform – HRIS/HRMS Sync
Zoho People
HRISHRIS/HRMS Sync
Sage HR
HRISHRIS/HRMS Sync
Planday
HRISHR/Workforce-Management – HRMS-Sync
Sesame HR
HRISHRIS/HRMS Sync
Breathe HR
HRISHRIS/HRMS Sync
PeopleHR
HRISHRIS/HRMS Sync
AlexisHR
HRISHRIS/HRMS Sync
HeavenHR
HRISHRIS/HRMS Sync
Remote (remote.com)
HRISEOR/HR Platform – HRIS/HRMS Sync
Catallyst One
HRISHRIS/HRMS Sync
Hailey HR
HRISHRIS/HRMS Sync
CharlieHR
HRISHRIS/HRMS Sync
Sapling HR
HRISHRIS/HRMS Sync
Google Workspace
SSODirectory/SSO (IdP)
Microsoft Entra ID (Azure AD)
SSODirectory/SSO (IdP)
Okta
SSODirectory/SSO (IdP)
DATEV
PayrollPayroll/Financial Integration
Direkte Versicherer-Anbindungen
OtherDirect Settlement with Insurers
Oracle
HRISe.g. Oracle HCM
Sage
HRISDepending on the product, payroll functionality may also be included
Weitere HRIS (unspezifiziert)
HRISIntegration with other common HR systems was mentioned, but no specific names were listed.
Versicherer (diverse)
OtherStreamlining processes and simplifying collaboration with insurers.
Remote
OtherGlobal Employment/EOR; HRIS-Sync
Oracle (Oracle HCM)
HRISHRIS-Sync
Cezanne HR
HRISHRIS-Sync
Microsoft Entra ID / Azure AD
SSOIdentity/SSO Integration According to the Integration Overview
bonrepublic
OtherBenefits/Partner
Become1
OtherBenefits/Partner
BenefitsMe
OtherBenefits/Partner
