BONAGO Personalrabatt

BONAGO Personalrabatt

BonagoBonago — Leading provider of tailored, goal-oriented reward solutions for marketing, sales, and human resources

BONAGO Incentive Marketing Group GmbH develops incentive and benefits solutions for marketing, sales, and human resources, including consumer promotions, vouchers/rewards, and a multi-flex benefits portal for employees. Founded in Munich in 2010, BONAGO helps companies attract and retain customers, as well as motivate and retain employees.

Compensation & Benefitssaas

Use Case

Employers want to offer employees discounted employee purchases (discounts on their own products, goods, or services) to boost motivation, appreciation, and retention—while ensuring that tax-exempt limits are utilized correctly and administrative burdens are kept to a minimum. BONAGO helps structure employee discounts effectively (e.g., through monthly or annual budgets, as well as via salary increases or conversions) and integrate them into a centralized benefits system, enabling HR to operate more efficiently and in full compliance with the law. Source: https://www.bonago.de/personal/mitarbeiter/personalrabatt/

Target Audience

B2B: HR decision-makers and employers in Germany who wish to professionally manage employee benefits and implement them in a tax-optimized manner; across all industries and company sizes. Note: Offers are intended exclusively for businesses (no private customers). Sources: https://www.bonago.de/personal/ and HR website references

Supported Languages

de

Source URLs

  • https://www.bonago.de/personal/benefit-portal/
  • https://www.bonago.de/personal/benefit-portal/?utm_source=openai
  • https://www.bonago.de/presseartikel/bonago-mit-drei-premieren-auf-der-zukunft-personal-europe-vertreten/pressemitteilung-zpe-2022/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeitermotivation/
  • https://www.bonago.de/erfolgsbeteiligungscard/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiterbindung/
  • https://www.bonago.de/mitarbeitercard/?utm_source=openai
  • https://www.bonago.de/erholungsbeihilfe/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeitergeschenke/
  • https://www.bonago.de/personal/mitarbeiter/?utm_source=openai
  • https://www.bonago.de/geschenke-fuer-mitarbeiter/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/ebike-fahrrad-leasing/
  • https://www.bonago.de/personal/mitarbeiter/ebike-fahrrad-leasing/?utm_source=openai
  • https://www.bonago.de/jobrad-leasing/?utm_source=openai
  • https://www.bonago.de/wp-content/uploads/2022/08/Multi-FlexBen-Portal_One-Pager6-1.pdf?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/ideenmanagement/
  • https://www.bonago.de/ideenmanagement/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/elektronik-leasing/
  • https://www.bonago.de/personal/mitarbeiter/elektronik-leasing/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/tanken/
  • https://www.bonago.de/personal/mitarbeiter/tanken/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/kita-zuschuss/
  • https://www.bonago.de/personal/mitarbeiter/kita-zuschuss/?utm_source=openai
  • https://www.bonago.de/personal/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/erholungsbeihilfe/
  • https://www.bonago.de/personal/mitarbeiter/internet-pauschale/
  • https://www.bonago.de/personal/mitarbeiter/internet-pauschale/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/fahrkosten-zuschuss/?utm_source=openai
  • https://www.bonago.de/kontakt/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/pgb-bgm/
  • https://www.bonago.de/personal/mitarbeiter/pgb-bgm/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/bgm-budget-600/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/erholungsbeihilfe/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/geschenke-60/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/sachbezug-50/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/sachbezug-50/
  • https://www.bonago.de/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/spesen-optimierung/
  • https://www.bonago.de/personal/mitarbeiter/spesen-optimierung/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/bu/
  • https://www.bonago.de/wp-content/uploads/2023/03/Wissenspapier_Multi-Flex-Ben-Portal_2023.pdf?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/auto-abo/
  • https://www.bonago.de/personal/mitarbeiter/bgm-budget-600/
  • https://www.bonago.de/personal/mitarbeiter/fahrkosten-zuschuss/
  • https://www.bonago.de/personal/mitarbeiter/essens-zuschuss/
  • https://www.bonago.de/essenszuschuss-arbeitgeber/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/internet-zuschuss/
  • https://www.bonago.de/personal/mitarbeiter/internet-zuschuss/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/wertschaetzung/
  • https://www.bonago.de/wertschaetzung/?utm_source=openai
  • https://www.bonago.de/wertschaetzung-plattform/?utm_source=openai
  • https://www.bonago.de/originalgutscheine-fuer-mitarbeiter/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/mitarbeitergeschenke-sonstige/
  • https://www.bonago.de/mitarbeiterbon/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/einkaufsrabatte/
  • https://www.bonago.de/personal/mitarbeiter/mitarbeiter-jubilaeum/
  • https://www.bonago.de/personal/mitarbeiter/steuerfreie-bkv/
  • https://www.bonago.de/personal/mitarbeiter/steuerfreie-bkv/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/jobtickets/
  • https://www.bonago.de/personal/mitarbeiter/jobtickets/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/deutschlandticket/
  • https://www.bonago.de/personal/mitarbeiter/deutschlandticket/?utm_source=openai
  • https://www.bonago.de/personal/mitarbeiter/personalrabatt/
  • https://www.bonago.de/personal/mitarbeiter/personalrabatt/?utm_source=openai

operating_model

Direct billing by BONAGO to the childcare facilities (monthly processes).

benefit_catalog_examples

  • Sachbezug
  • Kindergartenzuschuss
  • Bike-Leasing
  • Auto-Abo
  • Erholungsbeihilfe
  • Elektronik-Leasing

portfolio_context

Part of a benefits package that includes "25 Benefits" (including in-kind benefits, a daycare subsidy, bike leasing, a recreational allowance, and electronics leasing).

benefits_catalog_count

25

employer_branding

A catalyst for sustainable mobility, health, and reduced parking needs; promotes motivation and employee retention.

benefit_variants

  • Tankgutschein (Print/Digital) – einmalige Anerkennung
  • Tankkarte/MitarbeiterCARD (auf Gutscheinbasis) – wiederaufladbar/laufende Zuwendung
  • Zentralisierte Einlösung über BONAGO Einlöseplattform mit Corporate Branding

redemption_forms

  • Karte
  • Digitaler Voucher
  • Papiergutschein

reward_catalog_reach

900+ rewards in catalogs for >120 countries

portal_embedding

Jobtickets is integrated into the Multi-Flex-Ben portal (an all-in-one portal for benefits, salary supplements, additional benefits, bonus payments, and pay raises).

multi-benefit portal

The Multi-Flex-Ben Portal consolidates up to 25 benefits (benefits, salary supplements, additional benefits, bonus payments, and pay raises) into a single system.

benefit_catalogue_examples

  • Auto Abo & Leasing
  • Spesen-Optimierung
  • Betriebliche Altersvorsorge
  • Internet-, Essens-, Fahrtkosten-, Mobilfunkzuschuss
  • Steuerfreie bKV
  • Einkaufs-/Personalrabatte
  • Kita-Zuschuss
  • Jobticket
  • ALV & KTG
  • BU-Versicherung
  • Sachbezug 50 EUR
  • Elektronik-Leasing

Background music context

PGB is part of a comprehensive workplace health management strategy and can be combined with other modules such as the workplace health management budget, recreational allowance, and in-kind benefits.

delivery_and_redemption

  • MitarbeiterBON (Gutscheine)
  • MitarbeiterCard (Prepaid-/Guthabenkarte)
  • Benefit-Portal (Auswahl bis zu 25 Benefits)

benefits_portfolio

Multi-Flex-Ben portal with up to 25 benefits (including car subscriptions, non-cash benefits, daycare subsidies, bike leasing, recreational allowances, and electronics leasing). Goal: “25 benefits—zero effort for employers.”

portal

Multi-Flex-Ben Portal (All-in-One Benefits Portal, manages up to 25 benefits, including digital inquiries and a demo portal).

notes

In the context provided, there is no detailed product information (features, security, integrations).

awards

  • DRX Awards 2023: Auszeichnung als „Recruiting Software“

product_highlights

  • Wiederaufladbare, individuell gestaltbare Gutscheinkarte mit frei wählbaren Werten und Zeitpunkten
  • Anspar- und Aufteilungsfunktion für flexible Nutzung durch Mitarbeitende
  • Einlöse-Portal und Karte im Corporate Design; Portal als Kommunikationsplattform nutzbar
  • Große Auswahl an Einlösepartnern (>250 Premium-Partner)
  • Mehrkanal-Einlösung: online, mobil, telefonisch, postalisch, per Fax
  • Administrativer Full-Service durch BONAGO reduziert internen Aufwand
  • Sicherheits-/Nutzungsrahmen verhindert Cash-Out und reduziert Compliance-Risiken
  • Geeignet für variable Prämienlogik (kleine Anerkennungen bis hin zu hohen Prämien für realisierte Einspar-/Innovationsideen)

benefits_portal_scope

Multi-Flex-Ben portal with up to 25 benefits (e.g., non-cash benefits, daycare subsidy, bike leasing, recreational allowance, electronics leasing).

product_variants

  • MitarbeiterBON (Print/Digital) für einmalige, individuelle Belohnungen
  • ShoppingBON als Einkaufsgutschein
  • MitarbeiterCARD (wiederaufladbare Universalgutscheinkarte) mit Anspar-/Aufteilfunktion; optional als Mitarbeiterausweis nutzbar
  • AzubiBON/AzubiCARD für Auszubildende
  • Erholungsbeihilfe/ErholungsCARD
  • ReiseVORTEILSWELT (rabattierte Reiseplattform in Corporate Design)

benefit_scope

The Internet subsidy can be provided as a standalone benefit or as part of a modular benefits program.

benefit_limits

Employee per year eur: 156

Spouse partner per year eur: 104

Per child per year eur: 52

Legal basis: § 40 Abs. 2 S. 2 EStG; BFH-Rechtsprechung

Taxation: Pauschalversteuerung Arbeitgeber 25% zzgl. SolZ und ggf. Kirchensteuer; brutto=netto für Mitarbeitende

bundle_options

Can be integrated as part of a larger benefits portfolio (e.g., a Multi-Flex benefits portal with 25 benefits).

multi-flexible-benefit portal

Expense optimization is part of an all-in-one portal for benefits, salary perks, additional benefits, bonus payments, and pay raises (including car subscriptions, in-kind benefits, daycare subsidies, bike leasing, recreational allowances, electronics leasing).

intended_outcomes

  • Höhere Motivation und Leistung
  • Geringere Fehlzeiten
  • Stärkere Bindung
  • Positiveres Betriebsklima und Employer Branding

redemption_network

250+ voucher partners (EmployeeCARD), 200+ premium partners (Profit-SharingCARD); can be redeemed digitally, online, or via mobile.

payout_modalities

  • Prepaid-/Benefit-Karte
  • Digitaler Voucher
  • Papiergutschein

tax note

Under current law, daycare subsidies may qualify for tax and social security benefits; BONAGO notes that it does not provide tax or legal advice.

language

German

operations

BONAGO handles operational services (e.g., design, top-ups, shipping) based on the MitarbeiterCARD use case.

workplace_add_ons

Optional: Bike parking, showers/changing rooms, tools, team bike rides (as accompanying activities).

geography_focus

Germany (tax framework: Section 8(2) of the Income Tax Act (EStG), non-cash benefits up to 600 EUR per year)

assumptions

  • Aufgrund des Produktnamens ('elektronik leasing') könnte es sich um ein Mitarbeiter-Benefit- bzw. Incentive-Produkt handeln (z. B. Leasing von Elektronikgeräten), dies ist jedoch nicht bestätigt.
  • Unternehmenssitz und Währung sind nicht bestätigt; keine verbindlichen Aussagen ohne Quelle möglich.

tax_treatment_de

Tax optimization as a tax-free benefit in kind of up to €50 per month per employee (Germany). Note: This is not tax or legal advice.

form_factors

  • Personalisierte Karte (Scheckkartenformat)
  • Hochwertige Urkunde

benefit_portal

Employers configure the benefit selection; employees access it individually through the Multi-Flex Ben portal.

digital_processes

Centralized, digital processing via the portal; for other benefits, the use of the app or portal is emphasized, suggesting that digital processes are used for the Internet subsidy.

related_option

EmployeeCARD for a branded redemption platform featuring employee vouchers.

recognition_visibility

Company-wide news feed/recognition wall to increase visibility

benefit_mechanism_context_de

Based on German meal allowance regulations (flat-rate meal allowances depending on the duration of the trip); an additional allowance of the same amount may be provided.

benefit_examples

  • Sachbezug
  • Kindergartenzuschuss
  • Bike/Fahrrad-Leasing
  • Erholungsbeihilfe
  • Elektronik-Leasing
  • Auto Abo
  • Deutschlandticket

user_experience

Web portal with search, selection, and ordering functions for employees.

sustainability

Focus on e-mobility as a contribution to sustainability goals.

redemption_experience

  • Einlösung online, mobil oder telefonisch
  • Zugang zu CI-gebrandeter Einlöseplattform; Portal kann als Kommunikationskanal genutzt werden (Bild/Text/Video)
  • Auswahl aus 200–250+ Partnern in Kategorien wie Mode, Bücher, Reisen, Technik, Möbel, Tanken u. a.

tax_treatment_options

Tax-free or subject to a flat tax rate of 15% or 25%, depending on the model selected.

card_and_redemption

Cards can be personalized and used as employee ID cards if desired. Redemption is available online, via mobile device, by phone, by mail, or by fax (ErholungsCARD). Generally valid for up to 3 years (ErholungsCARD).

legal_disclaimer

BONAGO does not provide tax or legal advice; companies should seek advice from tax or legal experts; it is possible to contact the tax office for guidance to clarify whether a benefit is considered a non-cash benefit.

vendor_location

Munich, Germany

employee_experience

Specific self-service features for employees are not listed on the product page.

insurance

Insurance coverage is included in the leasing package (“Peace of Mind Included”).

limitations

  • Kein Bargeldersatz: keine IBAN, keine Bargeldauszahlung, keine PayPal-/Überweisungsfunktion, kein Umtausch in Geld
  • Nicht als Ideenmanagement-Software (Einreichung/Workflow) gedacht, sondern als Prämien-/Anerkennungsinstrument

unique_selling_points

acceptance_network

Redeemable at all participating gas stations (the exact network of partners is not listed on the product page).

redemption_channels

  • Online
  • Mobil
  • Telefonisch
  • Postalisch
  • Fax

unknowns_to_clarify

  • Detaillierter Ablauf (Fragebogen-Design, Auswertungen, Maßnahmenkataloge)
  • Datenschutz- und Sicherheitsstandards (z. B. DSGVO-AVV, Hosting-Standort, Verschlüsselung)
  • Preismodell (einmalig vs. laufend, Staffelungen nach Mitarbeiterzahl)
  • Verfügbare Reportings/Exports und eventuelle Integrationen in HR-Systeme

tax context

Focus on tax-optimized benefits in Germany; BONAGO does not provide tax or legal advice.

geography

Germany (tax framework: non-cash benefits up to 50 € per month).

culture_insights

Culture Tracking with Reports/Influencer Detection

administration_controls

  • Partnerauswahl anpassbar; Ausschluss von Wettbewerbern möglich
  • Wiederaufladbare Karte; flexible Ladezeitpunkte und -werte
  • Konfiguration von einmaligen oder regelmäßigen Zuwendungen

assumptions_disclaimer

Unless explicitly stated, no assumptions were made; specific questions (including prices, security, compliance, and integrations) require consultation with the provider.

employee_discount_controls

Monthly/annual budgets, integration into a central benefits policy, option for salary increases or conversion.

Tax notes

One-time bonuses (up to €600 per year) may be split into monthly non-cash benefits of €50 each (depending on interpretation). Tax considerations are governed by the provisions of the Income Tax Act (EStG); companies should clarify the tax treatment with the tax office.

regional_scope

Germany (tax framework for workplace health management programs: up to €600 per year per employee).

employer_admin_effort

Very little effort is required thanks to centralized processing via BONAGO and the Benefits Portal.

Regional tax context

Several examples and amounts refer explicitly to German tax law (e.g., non-cash benefit of €50 per month, BGM budget of €600).

employee_benefit_taxation

Flat-rate taxation by the employer (according to the offer page).

disclaimer

BONAGO does not provide tax or legal advice, according to the information on its website.

brand_customization

Portal and maps in the corporate design; customizable selection of voucher partners (including the exclusion of competitors).

benefit_portfolio_size

Up to 25 benefits can be configured

delivery_model

Cloud-based portal (implied by portal usage; technical details not disclosed).

sales_process

Consultation/demo available upon request via the website form.

savings_claim

Savings of up to 50% compared to employees purchasing new cars on their own (marketing claim; individual terms may vary).

You're welcome

  • Steuerlich begünstigte BGM-Nutzung bis 600 € p.a.
  • Breite Auswahl an Benefits innerhalb eines zentralen Portals
  • Geringer HR-Aufwand durch externe operative Abwicklung

benefit_portfolio

Part of the Multi-Flex-Ben portal (an all-in-one solution for approximately 25 benefits, including bike leasing, car subscriptions, non-cash benefits, and electronics leasing).

hr_outcomes_claimed

  • Reduzierte Fehlzeiten
  • Geringere Fluktuation
  • Gesteigerte Leistung/Produktivität
  • Stärkere Mitarbeiterbindung und Arbeitgebermarke

validity

3 years

demos_consulting

Demo Portal/Schedule available upon request; support and guidance from a team of Benefit experts.

branding

Strong corporate branding, including a custom news feed

market_focus

Germany

employee_relief_estimate

Up to approximately 500 € per year per employee (according to the offer page).

Go to market

Contact us via the form or hotline; quotes and details available upon request.

positioning

Cafeteria/Multi-Flex Benefits Portal with a Strong Advisory Component

demo

Request a demo now (call to action on the product page).

unknowns

No publicly available details on technical integrations (HRIS/Payroll/APIs/Webhooks), security/compliance certifications, or specific contract terms.

employee_choice

Employees choose the bike they want at their trusted dealer and can take it home right then and there.

limitations_disclosed

  • Keine expliziten Angaben zu SSO/SAML, MFA, Verschlüsselung oder Zertifizierungen auf der Produktseite
  • Keine veröffentlichten Preisdetails; Angebot auf Anfrage

languages_localization

  • Deutsch

distribution

Location-independent use for distributed workforces

delivery_channels

Portal and app; 100% digital for certain benefits.

tax_limits_reference

Benefits in kind up to 50 EUR per month; profit-sharing up to 600 EUR per year (spread over 12 months); recreational allowance up to 156 EUR per year (plus family-related components).

differentiators

  • Fokus auf deutsche Steuer- und Rechtskonformität inkl. technischer Sicherstellung und Dokumentation
  • Sehr geringer Administrationsaufwand durch Full-Service (Gestaltung, Aufladung, Versand)
  • Flexibles Multi-Flex-Ben-Portal mit bis zu 25 Benefits
  • CI-Branding und kuratierbare Partnerauswahl

social

  • https://www.linkedin.com/company/bonago-incentive-marketing-group-gmbh/

Name note

One website uses the term “Jobrad leasing” for informational purposes and SEO; no specific technology partner or integration provider is named.

product_category

  • Mitarbeiter-Benefits
  • Sachbezug
  • Gutscheine/Tankkarten

geographic_focus

Germany

remarks

There is no public information regarding technical integrations, APIs, or security/compliance certifications on the pages listed.

unique_value_props

  • Zentrales Benefit-Setup mit minimalem internen Aufwand
  • Kombinierbar mit vielfältigen weiteren Benefits
  • HR- und Payroll-nahe Umsetzung inkl. einfacher Lohnbuchhaltungs-Integration (für bestimmte Benefits)

disclaimers

  • Hinweise auf steuerliche Rahmenbedingungen sind keine Steuer-/Rechtsberatung.

limitations_or_unknowns

  • Keine öffentlichen Angaben zu IT-Sicherheits-Features (SSO/MFA/Verschlüsselung), Zertifizierungen oder Datenresidenz
  • Keine veröffentlichten SLAs, Supportzeiten oder Preismodelle
  • Integrationsdetails (API/Webhooks/Partner-HRIS/Payroll) nicht spezifiziert

sources

  • https://www.bonago.de/personal/mitarbeiterbindung/
  • https://www.bonago.de/mitarbeitercard/
  • https://www.bonago.de/erfolgsbeteiligungscard/
  • https://www.bonago.de/erholungsbeihilfe/