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Belonio

Belonio

All employee benefits in one app. As personalized as each employee.

Belonio is a German benefits platform that enables companies to digitally manage and distribute tax-optimized employee benefits. The solution bundles digital vouchers, a prepaid benefit card (Belonio Card), and digital meal vouchers into a single app and integrates with common HR and payroll systems (e.g., Personio). Companies can offer multiple benefit modules simultaneously, have receipts verified, and efficiently manage processes through automation and interfaces.

Compensation & Benefitssaas
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Use Case

Belonio helps companies in Germany manage employee benefits through a centralized digital platform. It addresses fragmented solutions, high HR administration costs, unclear internal communication, limited visibility into ROI, and complex tax requirements.

The platform offers tax-optimized benefits, including non-cash compensation of up to €50 per month, meal allowances, Jobticket/Deutschlandticket, internet allowances, mobility and health benefits, and childcare subsidies. Employees can choose benefits within company guidelines and use them flexibly through an app, including monthly, paperless use.

HR can plan budgets and ROI, manage benefits from a central dashboard, automate billing, and integrate the platform with payroll and HR systems. The platform supports audit-proof documentation and integration with existing processes, including SAP.

Customer testimonials highlight ease of use, low administrative effort, fast implementation, SAP posting of non-cash benefits, flexible app use for meal allowances, and fast, friendly support. One customer describes the effort as “10 seconds and everything runs automatically.”

Target Audience

Belonio is suitable for medium-sized and larger companies in Germany across all industries. It is recommended for companies with approximately 200 or more employees, but there is no fixed minimum.

  • Digital vouchers are available to companies with at least 1 employee.
  • Belonio Card is available to companies with at least 11 employees.
  • Relevant teams include HR, Finance/CFO, and Payroll/HR-IT.

Data Residency

eude

Target Segments

Mid-MarketLargeEnterprise

Source URLs

  • https://belonio.de/loesungen/
  • https://belonio.de/loesungen/belonio-card/?utm_source=openai
  • https://belonio.de/preise/?utm_source=openai

Belonio Card

Type: Regionale Mastercard (PLZ-basiert)

Acceptance: Bis ≈21.000 Akzeptanzstellen pro Region

Wallets:

  • Apple Pay
  • Google Pay

Card forms: Virtuelle Karte; physische Karte optional

Branding: Karte/App im Unternehmensbranding

Funds: Ansparen von Guthaben möglich

Compliance: Konform nach § 8 EStG und § 2 ZAG

Economic impact: Lokales Wirtschaftsförderungskonzept

benefit_modules_examples

  • Sachbezug (bis 50 € mtl. steuerfrei / 600 € p.a.)
  • Digitale Essensmarken (JobLunch) inkl. Fotobeleg-Prüfung
  • Jobticket/Deutschlandticket
  • Internetzuschuss
  • Mobilität
  • Gesundheitsleistungen
  • Zuschuss Kinderbetreuung

platform administrator

Central cockpit: true

Budget roi planning: true

Monthly billing active only: true

Employee comms templates: true

Employer branding app: true

geographic_coverage

Throughout Germany (acceptance locations by ZIP code region)

notes

Fair billing only for active employees; free quarterly security audits (focusing on audit security during tax audits). No public information regarding open APIs, webhooks, or SSO on the linked pages.